It’s fair to say that Hus is financially savvy… but money isn’t a common topic of conversation in her wider friendship group. “There’s a stigma around women talking about money,” she says. “But I know some who have thought hard about their finances and are now enjoying the rewards. It’s inspiring to talk to those women. More women should do the same.”

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Hus has ensured that she has her own bank account, separate from her husband, because she likes to know exactly how much is going in and how much she can save. When we caught up with her again for a follow up chat, we discovered that she is now researching long term investment options to maximise growth.

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“I was initially going to sell my house to buy a bigger one to accommodate our growing family,” says Hus. “But I chatted it through with a friend who suggested I rent it out instead. The rental market has grown and I should earn enough to cover my mortgage and have some left over which I can use to pay the mortgage off more quickly. But I need to fully investigate all my options. The conversations that we’ve had about money have made me think more long term.”

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Hus has also found that by starting to have those financial discussions, she’s more willing to be open and honest with her wider social group. “It costs nothing to have a conversation about money – but it’s added so much value to my life and friendships,” she says. “It wasn’t even awkward. I’m going to make sure I talk to my daughters about earning, budgeting, saving and investing. It’s liberating to break the stigma. And it reaps huge rewards.”